The credit repair process hasn't evolved much over recent years. To make a long story short, all legitimate credit repair is based on the laws of the Fair Credit Reporting act. All creditors must abide by these sets of rules. Credit Repair Foundation is a pioneer in the industry and we abide by all rules of the FCRA as well as the Fair Debt Collection Practices Act (FDCPA).
Credit repair in itself is merely a means of making sure that when creditors place items on your credit report, they are held accountable for ensuring the accuracy, timeliness, and factual completeness of all items. So what we do is challenge negative items on your behalf and ensure that companies and creditors are only putting negative items on your credit report when they are in compliance with local and state laws. If any one of those items are not in compliance, we will demand that they be removed from your credit report.
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What it all boils down to is that only accurate information can legally be reported. If there are any items that are inaccurate, or can't be proved that they are accurate, they need to be deleted from your credit report.
The Credit Repair Foundation has had countless numbers of items deleted for our clients. Of course, there are no guarantees because we don't know the full history of the items on your credit report, but we give you a fighting chance. Many clients sit back and do nothing, while the negative items sit on their credit reports for years with no plan.
Give our credit repair experts a call and we can walk you through the entire process to help get you back on track.
Call today for details! (888)653-0318